Minimum balance to open the account and obtain Annual Percentage Yield disclosed: You must deposit a minimum of $50.00 to open this account. You must maintain a collected minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.

Minimum Balance to Avoid Imposition of Fees: There is no minimum balance service charge fee associated with this account.

Additional Services Available:

Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00

Online Banking and Bill Pay

Mobile Banking

Online Statements

24 Hour Unlimited Phone Access

Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts

You may receive an ATM surcharge reimbursement charged by other banks, up to $10.00 per statement cycle.

Must be in a hero profession as defined by the bank: veterans, active military, police, fire, paramedics, doctors, nurses, teachers

One Time $100.00 Heroes Bonus will applied on the day the account opens. Limit one bonus per SSN on account.

First free box of single checks

Bonus will be reported on a 1099-INT at end of year