The following fees, effective March. 11, 2024, may be assessed against your account and the following transaction limitations, if any, apply to your account.
SCHEDULE OF FEES
| Name of Fee | When Fee Applies | Fee Amount |
|---|---|---|
Name of Fee Account Research | When Fee Applies Fee may apply when any documentation or account research is needed on an open or closed account. Fee may also apply if more than 10 account statements are requested. | Fee Amount $20.00/hour, $10.00 minimum |
Name of Fee Duplicate Account Statement | When Fee Applies Fee may apply when customer requests a copy of an account statement. This applies to each individual account statement printed or emailed. | Fee Amount $5.00/each |
Name of Fee Consumer BillPay - SimplePay: | When Fee Applies Fee applies when more than 20 bills are paid from a consumer deposit account using HOMEBANK's BillPay system through Online Banking. For example, if consumer deposit account pays 22 bills in one month, a BillPay Fee service charge of $1.10 will be applied to the account at the end of the month. | Fee Amount 20 bills free per month, additional bills $0.55 each. |
Name of Fee BillPay Inactive Fee - Consumer | When Fee Applies Fee applies if you have signed up for Online BillPay and do not pay at least one bill using the BillPay service for two consecutive months. Fee will be charged each month until BillPay is utilized or contacted Bank to deactivate. | Fee Amount $5.00 after two consecutive months of inactivity |
Name of Fee Cashier's Checks/Money Orders | When Fee Applies Fee may apply when a cashier's check or money order is purchased. Fee applies to each individual purchase. | Fee Amount $5.00
|
Name of Fee Coin Counting Fee (non-customers) | When Fee Applies Fee may apply when a non-customer of HOMEBANK utilizes coin counter available at a HOMEBANK branch. HOMEBANK will charge a 5% fee on total amount of coin counted. For example, if $20.00 in coin is counted, a coin counting fee of $1.00 will be deducted from amount of coin counted. Non-customer would then receive $19.00. | Fee Amount 5.00%
|
Name of Fee Cross Border Fee | When Fee Applies Fee may apply when customer purchases items using debit card from a foreign country. Cross Border Fee applies based on location of seller, not location of purchaser. | Fee Amount Varies per Transaction |
Name of Fee Dormant Fee | When Fee Applies Fee applies when when account reaches dormant status
after no account activity for one-year. Fee is applicable to all
dormant accounts with an account balance less than $100.00. | Fee Amount $5.00 |
Name of Fee e-Requirement Fee | When Fee Applies Fee applies when the following requirements are not met on designated account types:
1. Access Online Banking once per statement cycle and
2. Enroll in electronic statements. | Fee Amount $5.00 |
Name of Fee Expedited Debit Card Order | When Fee Applies Fee may apply when debit card is overnighted to customer at address on file. | Fee Amount $100.00 |
Name of Fee External ACH Setup Fee | When Fee Applies Fee may apply when customer requests HOMEBANK to set up an electronic funds transfer to another financial institution or company electronically. | Fee Amount $10.00 |
Name of Fee External ACH Modification Fee | When Fee Applies Fee applies when customer requests HOMEBANK to modify an existing electronic funds transfer to another financial institution or company. | Fee Amount $5.00 |
Name of Fee Foreign ATM Transaction fee | When Fee Applies Fee may apply when an ATM not owned or operated by HOMEBANK is used for a cash withdrawal or balance inquiry. ATM Owner may charge additional fees. Fees will be disclosed at the ATM before completing a cash withdrawal transaction. | Fee Amount $1.00 |
Name of Fee Foreign Item Processing - Foreign Checks Sent for Credit Collection | When Fee Applies Fee may apply when customer brings in a non-USA check
for deposit or cash. The funds may need to be converted to
USA dollars and conversion rates may apply. This service is
typically not available same business day. | Fee Amount $40.00 |
Name of Fee Foreign Item Processing - Foreign Checks
Sent for True Collection | When Fee Applies Fee may apply when customer brings in a non-USA check
deposit. The funds may need to be converted to USA dollars
and conversion rates may apply. Verification of funds may
take 6-8 weeks for approval and funds to be available. | Fee Amount Varies per Transaction |
Name of Fee FOREIGN CURRENCY (Customers only) | When Fee Applies | Fee Amount |
Name of Fee Ordering | When Fee Applies Fee applies when customer orders currency from a foreign
country. | Fee Amount $35.00 |
Name of Fee Redeeming | When Fee Applies Fee applies when customer redeems any amount of foreign
currency for US Currency. Fee applies each time currency is
redeemed. | Fee Amount $15.00
|
Name of Fee Garnishments, Levies, Executions | When Fee Applies Fee may apply when HOMEBANK is presented with a
garnishment, levy, or execution. | Fee Amount $50.00 |
Name of Fee Indemnity Bond | When Fee Applies Fee may apply if cashier's checks or money orders are lost,
stolen, or destroyed and payee needs the cashier's check or
money order reissued. | Fee Amount $10.00 |
Name of Fee IRA Outgoing Transfer Fee | When Fee Applies Fee may apply when customer requests funds to be
transferred from HOMEBANK to another financial
institution or company. | Fee Amount $50.00 |
Name of Fee Loan Payment made with Debit or Credit Card | When Fee Applies Fee may apply when loan payment is made with a debit
card or credit card. Fee will be applied for each payment
made - a minimum amount applies. For example, if loan
payment is $500.00, a fee of $12.50 will be applied in
addition to loan payment. If loan payment is $300.00, a fee
of $10.00 will be applied in addition to loan payment. | Fee Amount 2.50% of payment amount with $10.00 minimum |
Name of Fee Non-Customer Check Cashing Fee | When Fee Applies Fee may apply when HOMEBANK chooses to cash a check
not drawn off an account held by HOMEBANK for a noncustomer.
For example, if a $100.00 check is cashed, a
$10.00 check cashing fee will apply. If a $800.00 check is
cashed, a $16.00 check cashing fee will apply. | Fee Amount 2.00% of check amount; minimum of $10.00
|
Name of Fee Overdraft Fees | When Fee Applies | Fee Amount HOMEBANK may pay and charge up to 5 items per day with a maximum of $178.00 per day per account. This includes 5 paid items per
day and a $3.00 continuous overdraft fee, if applicable. Order of Items Clearing are: ATM/Point of Sale (POS) Visa Debit Card
Transactions, ACHs, and then by check number (lowest to highest). |
Name of Fee Non-Sufficient Funds (NSF) Paid Item Fee | When Fee Applies Fee may apply if HOMEBANK chooses to pay an item
presented for payment and funds are not available in
customer's account. Fee may be applied each time the item
is presented for payment. | Fee Amount $35.00 |
Name of Fee Non-Sufficient Funds (NSF) Return Item Fee | When Fee Applies Fee may apply if HOMEBANK chooses to return an item
presented for payment unpaid if no funds are available in
the account. Fee may be applied each time the item is
presented for payment. | Fee Amount $35.00 |
Name of Fee Continuous Overdrawn Balance Fee | When Fee Applies Fee may apply to account after 3rd consecutive business
day of negative account balance of $5.00 or more. Fee will
continue to be charged until account balance is positive. | Fee Amount $3.00 |
Name of Fee Notary Service | When Fee Applies Fee may apply when a public notary at HOMEBANK signs a
document. The fee may apply to each document notarized. | Fee Amount $2.00 per document |
Name of Fee Replacement Debit Card | When Fee Applies Fee may apply when customer requests new debit card. | Fee Amount $10.00 |
Name of Fee Returned Statement Fee | When Fee Applies Fee may apply when deposit account statement is returned to HOMEBANK via US Mail more than once. A Returned Statement Fee may apply each month per account. | Fee Amount $5.00 |
Name of Fee SAFE DEPOSIT BOXES | When Fee Applies | Fee Amount See your local branch for size availability and pricing |
Name of Fee Replacement key for Safe Deposit Box | When Fee Applies Fee may apply when HOMEBANK must hire third party locksmith to replace key for Safe Deposit Box. Fee applies each time a key must be made. | Fee Amount $25.00 |
Name of Fee Drill Fee for 2 Lost Keys on Safe Deposit Box | When Fee Applies Fee may apply when HOMEBANK must hire third party locksmith to drill Safe Deposit Box to obtain contents of Safe Deposit Box. This may be due to lost keys or an unclaimed box due to Safe Deposit Box delinquency. | Fee Amount Based on Current Market Price |
Name of Fee Annual Rent Late Fee | When Fee Applies Fee may apply when annual rent for Safe Deposit Box is not paid within 30-calendar days of rent due date. Annual Rent Late Fee is added on to annual rent payment, when applicable. | Fee Amount $10.00 |
Name of Fee Stop Payment Fee | When Fee Applies Fee may apply when HOMEBANK is instructed to not pay on an ACH payment or check. Fee is applied for each payment and dollar amount requested to not pay. | Fee Amount $25.00 |
Name of Fee WIRE TRANSFERS | When Fee Applies | Fee Amount |
Name of Fee Outgoing Wire Fee - Domestic | When Fee Applies Fee may apply when funds are requested to be sent via wire transfer to another party in the United States. Fee is in addition to wire transfer amount. | Fee Amount $25.00
|
Name of Fee Incoming Wire Fee - Domestic | When Fee Applies Fee may apply when funds are received by HOMEBANK via wire transfer to your deposit account from another party in the United States. Fee is deducted from HOMEBANK account receiving wire transfer. | Fee Amount $10.00 |
Name of Fee International Wire Fee - Outgoing | When Fee Applies Fee may apply when funds are requested to be sent via wire transfer to another party located in a foreign country. Fee is in addition to wire transfer amount. | Fee Amount $50.00 |
Name of Fee International Wire Fee - Incoming | When Fee Applies Fee may apply when funds are requested to be sent via wire transfer from another party located in a foreign country. Fee is deducted from HOMEBANK account receiving wire transfer. | Fee Amount $50.00 |
The Bank reserves the right to change fees with 30 days written notice to the customer.