Smart devices, with the text "protect those Christmas toys"
New Years’ Resolution: Be Safe with all your Christmas Toys
If you received one (or more) flashy new electronic devices for Christmas, make sure that you configure them securely […]
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Electronic Payment Systems
Around the holidays, shopping is top of mind for many people. However, in a hurry to get your gifts […]
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While the holiday season is known as the most wonderful time of the year, for most people, it is […]
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Check Fraud on the Rise
Many types of scams and frauds target bank customers, but one in particular has skyrocketed across the country — check […]
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Avoid Online Job Scams
by Kallie Dixon, Vice President/Compliance Officer/BSA/OFAC/CRA Officer HOMEBANK employees have reported an increase in online scams over the past […]
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Keep Your Business Safe During the Holidays
Retailers will tell you that they work the first three quarters of the year to break even on their […]
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Purchasing Hunting Property
Hunting season has arrived in Illinois and Missouri. If you are having difficulty finding a landowner who will give you […]
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Investing in Our Communities
The Community Reinvestment Act (CRA) is federal legislation that encourages banks to assist in meeting the financial needs of […]
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Make Your Business Stand Out
Every day, you are faced with the challenge of standing out in a crowded marketplace. You know if you […]
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Local Banking is Better
It’s time to take a look at what your bank is doing for you. Why are you paying them so […]
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Why Work at a Bank?
If you’ve never considered applying for a position in banking, HOMEBANK employees will encourage you to broaden your career […]
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Saving for your Child’s College Education
College is one of the most expensive purchases a family will make. If you look at current college costs […]
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Simple Savings Strategies
Saving is a mindset. Like exercise and eating healthy, saving is difficult at first but can become part of […]
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Buying Investment Property
Purchasing an investment property to earn rental income (passive income) can be a good investment but can also be risky. […]
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Summer Vacation on a Budget
Go Outside With two national and state forests aplenty in Missouri and Illinois, you can breathe in the crisp smell […]
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Balancing Spending and Saving for your Business
When it comes to financial planning and deciding where to spend and save for your business, creating a budget […]
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Protect Yourself from Phone Scams
Even in today’s online, high-tech world of digital communications, phone scams are alive and well, and out there to […]
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Saving for Retirement
Some experts say to retire by age 67, you should have 10 times your income saved and you should […]
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Good Bankers Come to You
If your banker has never met with you at your business (either in person or virtually), then you may […]
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Business Succession Planning
Preparing your business to be successful should include succession planning, no matter the size of your business. Whether you’re a […]
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Finding the Right Merchant Services for Your Business
Since a majority of people prefer to pay for things by card instead of cash, you’ll want to […]
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Financial Literacy – Teaching Teens
Your kids are never too young to practice smart money management habits, especially as they approach college life and beyond. […]
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Teaching Your Kids How Money Works (Grades 6-8)
Real Life Lessons to Teach and Inspire Better Money Habits for Kids The practical, daily application of money habits is […]
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Starting a Business
WHY START A BUSINESS? At the core of the American dream lies personal independence, which can be found in the […]
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How to Talk to Your Kids About Money (Grades K-8)
Helping young people develop a savings habit early in life will help them with financial decisions early on and […]
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Benefits of Winter Home Buying
Normally, spring and summer tend to be the busiest seasons for real estate transactions and capitalizing on trends during […]
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Financing Your Crop Input Material
“During the winter months, farmers are busy caring for their livestock, applying the upcoming crop season inputs when the […]
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How the Federal Reserve Impacts Your Finances
The Federal Reserve The Federal Reserve (also known more generally as the Fed) is the U.S.’s independent central bank, established […]
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Ag Financing to Maintain and Grow Production
With over 167,000 farms in Missouri and Illinois producing a wide range of commodities, including soybeans, corn, cattle, poultry, […]
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The Tax Benefits of IRA Contributions
Retirement may seem a long way away but investing as early and as frequently as possible will better prepare you […]
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Mobile Banking Changing the Way You Bank
Demand and usage for mobile banking has skyrocketed in the past few years, with one study indicating that 75% of […]
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Protection Your Business and Personal Assets
Protecting your business and personal assets requires proper planning and monitoring of your assets, as your risk level may change […]
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Understanding the Different Types of Business Entities
When starting or expanding a business, one of the most important choices to make is which business entity type (legal […]
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How to Start a Budget and Save for Your Goals
Establishing realistic spending and saving habits is challenging for everyone. Whether it is for personal or business savings, budget planning […]
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Farm and Agricultural Safety
We are a community of farmers, ranchers and growers. Farm safety is a huge focus and concern for HOMEBANK as […]
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The Importance of an Emergency Fund for Your Business
Having an emergency fund for your business provides a safety net to weather the bad times and confidently invest […]
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Top 5 Reasons Why Payment Plans Work
Giving the customer options is always a benefit. A benefit for them as well as for your business. Your […]
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Being a Good Corporate Neighbor
A good corporate citizen and neighbor comes in various forms and degrees of success. Employees and customers are evaluating their […]
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Attracting and Retaining Employees
The costs of hiring and retaining employees can be some of the largest and most challenging a business or organization […]
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How to Embrace COVID-19 Change for Your Business
In a world where remote digital teamwork has become the norm and conferences have gone virtual, where has that left […]
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Are you a little fish in a big pond? Benefits of a small, local bank.
No matter the size of your business, the challenges are always the same. Never enough time. You need to […]
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Top 5 Best Practices to Strengthen Your Business Credit Application
1 – Know what you want. If you have a goal to expand your business, be specific about what […]
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Why are Banks Asking So Many Questions?
If you have opened a new bank account in recent years, you may have found yourself surprised at just […]
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How to and why build a relationship with your banker
Banking is more than a simple transaction or application for credit. Banking for your business should be about […]
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