Checking and Money Market Accounts
Trust HOMEBANK. Since 1934, HOMEBANK has been offering a variety of financial products to meet your personal needs.
HOMEBANK provides state-of-the-art technology to empower our customers to take control of their finances, while providing customer service experts to assist along the way. Whether this is your first bank account, or one of many, HOMEBANK will make you the master of your finances by providing tailored banking tools to fit your needs.
— For our customers who want a hassle-free checking account with no minimum balance or other monthly requirements.
Value Checking Account
Minimum balance to open the account:
You must deposit a minimum of $50.00 to open this account.
Minimum Balance to Avoid Imposition of Fees:
There is no minimum balance service charge fee associated with this account.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
— Be rewarded with a higher interest rate while still having full access to your money!
E-Premier Checking Account
Minimum Balance to Open Account & Obtain Annual Percentage Yield Disclosed:
You must deposit a minimum of $50.00 to open this account. You must maintain a collected minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.
E-Requirements: You are required to enroll in Online Banking and log in a minimum of one (1) time each statement cycle. You will also be required to enroll in Online Statements.
Transaction Requirements: You are required to make a minimum of ten (10) debit card point-of-sale transactions each statement cycle. These transactions must be posted and settled to your account by the end of the statement cycle. You are also required to have at least one Recurring direct deposit or electronic credit or debit each statement cycle (examples include: Prearranged ACH Payments or Deposits, Internal Transfers, Transfers through Online Banking, Telephone initiated ACH Credits or Debits). You will be allowed a one-month grace period for set up of electronic deposit or debit.
Minimum & Maximum Balance to Avoid Imposition of Fees: There are no minimum or maximum balance service charge fees associated with this account.
Other Fees: An E-Requirement service fee of $5.00 will be imposed every statement cycle that does not have Online Statements and Online/Mobile Banking usage at least once during the statement cycle.
Rate Information: At our discretion, we may change the interest rate on your account at any time. A change in interest rate may change the annual percentage yield. We use the daily balance method to calculate the interest on your account. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded and credited to your account at the end of your monthly cycle. If you close your account before interest is credited, you will not receive the accrued interest.
Account Restrictions: This account is limited to one account per social security number.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
You may receive an ATM surcharge reimbursement charged by other banks, up to $10.00 per statement cycle, if you have met all the requirements.
Standard ATM fees will apply if you fail to meet all requirements.
— Get more bang for your buck and earn interest on your every day money.
Preferred Now Checking Account
Minimum balance to open the account and obtain the annual percentage yield disclosed:
You must deposit a minimum of $500.00 to open this account. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid imposition fee: A monthly balance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.
Rate Information: At our discretion, we may change the interest rate on your account at any time. A change in interest rate may change the annual percentage yield. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded and credited to your account every month. If you close your account before interest is credited, you will not receive the accrued interest.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
— Earn more with our higher interest rates and a digital spin.
E-Money Market Account
Minimum balance to open the account and obtain the annual percentage yield disclosed:
You must deposit a minimum of $2,500.00 to open this account. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
E-Requirements: You are required to enroll in Online Banking and log in a minimum of one (1) time each statement cycle. You will also be required to enroll in Online Statements.
Transaction limitations: Transfers from a Money Market account to another account or to a third party by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle. An excess maintenance fee of $5.00 will be charged for each debit transaction in excess of the six allowed transactions.
Minimum balance to avoid imposition of fees: A monthly balance fee of $15.00 will be imposed every statement cycle the balance in the account falls below $2,500.00 any day of the cycle.
Other Fees: An E-requirement service fee of $5.00 will be imposed every statement cycle that does not have Online Statements and Online/Mobile Banking usage at least once during the statement cycle.
Rate Information: At our discretion, we may change the interest rate on your account at any time. A change in interest rate may change the annual percentage yield. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded and credited to your account every month. If you close your account before interest is credited, you will not receive the accrued interest.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
— Maximize your savings while maintaining liquidity.
Money Market Account
Minimum balance to open the account and obtain the annual percentage yield disclosed:
You must deposit a minimum of $2,500.00 to open this account. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Transaction limitations: Transfers from a Money Market account to another account or to a third party by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle. An excess debit fee of $5.00 will be charged for each debit transaction in excess of the six allowed transactions.
Minimum balance to avoid imposition of fees: A monthly balance fee of $15.00 will be imposed every statement cycle that the balance in the account falls below $2,500.00 any day of the cycle.
Rate Information: At our discretion, we may change the interest rate on your account at any time. A change in interest rate may change the annual percentage yield. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded and credited to your account every month. If you close your account before interest is credited, you will not receive the accrued interest.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
— A tier-rated account that earns our highest interest rates.
Personal Super Money Fund
Minimum balance to open the account and obtain the annual percentage yield disclosed:
You must deposit a minimum of $5000.00 to open this account. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed annual percentage yield.
Transaction limitations: Transfers from a Money Market account to another account or to a third party by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle. An excess debit fee of $5.00 will be charged for each debit transaction in excess of the six allowed transactions.
Minimum balance to avoid imposition of fees: A monthly balance fee of $15.00 will be imposed every statement cycle that the balance in the account falls below $5,000.00 any day of the cycle.
Rate Information: At our discretion, we may change the interest rate on your account at any time. A change in interest rate may change the annual percentage yield. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded and credited to your account every month. If you close your account before interest is credited, you will not receive the accrued interest.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
— A salute to our heroes! An interest bearing account with a one time $100.00 bonus and a free box of checks.
Heroes Checking Account
Minimum balance to open the account and obtain Annual Percentage Yield disclosed:
You must deposit a minimum of $50.00 to open this account. You must maintain a collected minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.
Minimum Balance to Avoid Imposition of Fees:
There is no minimum balance service charge fee associated with this account.
Additional Services Available:
Visa Debit Card: First debit card free; replacement debit card prior to normal expiration $10.00
Online Banking and Bill Pay
Mobile Banking
Online Statements
24 Hour Unlimited Phone Access
Cash Reserve, Automatic Transfer from Savings (ATS) to cover overdrafts
You may receive an ATM surcharge reimbursement charged by other banks, up to $10.00 per statement cycle.
Must be in a hero profession as defined by the bank.
One Time $100.00 Heroes Bonus will applied on the day the account opens. Limit one bonus per SSN on account.
First free box of single checks